SWCA 401kThe SWCA 401K plan is fully customizable and can be structured to meet your business's needs. If your company bids on government jobs, the 401K also allows your company to defer fringe wages and avoid payroll taxes. Member BenefitsNo annual auditNo individual Form 5500 reportingMinimal plan maintenanceSafe harbor, ROTH, and profit sharingCustomizable 401K plan designs